LIQUIDITY, SAFETY, & GREAT RATES

Money Market Select Account  Up to 3.10% APY*

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* Required minimum deposit $25,000 to open account. Balance of $100,000 required to receive Annual   Percentage Yield (APY) shown above. The APYs accurate as of 11/15/08 are as follows: $0-$24,999 = .20% APY; $25,000-$49,999 = 2.05% APY; $50,000-$99,999 = 2.55% APY; $100,000 = 3.10% APY.  Fees could reduce earnings on account.  The Money Market Select account is a tiered variable-rate account and the rate can change at any time at the Bank’s discretion.  Member FDIC. This offer applies to new funds only.  Not valid on funds transferred from exiting Community National Bank accounts. On October 3, 2008 FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through 12/31/09.